From the initial consultation to loan completion you will never need to leave your home.
If you would like to visit us in-person, we require employees to wear face coverings, clean offices with EPA-approved disinfectants, and provide hand sanitizer for you to use. To speak to a loan officer, please schedule a meeting at (877) 242-4326.
Reverse Mortgage Company San Diego
Doing the right thing, at the right time.
Welcome to Robison Home Loans, a reverse mortgage company in San Diego, serving all California residents. Here you will learn all things Reverse Mortgage – also called a Home Equity Conversion Mortgage (HECM). In a nutshell, a reverse mortgage is a loan that enables homeowners who are at least 62 years old to convert some of their home equity into cash. It can also be used to purchase a home!
We are educators first. So, feel free to “bug” us as much as you can without feeling any obligation. It is our jobs! We will work closely with you and/or your family to determine if a reverse mortgage is a right way to go. You will be working with folks that love what they do. Since 2003, Reverse mortgages are the only thing we do. We pride ourselves on being specialists. You will get concierge service. We will not hand you off to the ‘back office’. We hope you NEVER feel ‘like you have been left in the dark’ during any part of the process.
Be prepared to be pampered while hopefully coming closer to your retirement goals. We offer in-home appointments for our Southern California clients. But, still provide top-notch customer service for all our California customers.
A reverse mortgage, or Home Equity Conversion Mortgage (HECM), is a loan that enables homeowners who are at least 62 years old to convert some of their home equity into cash. The cash can be used for any purpose.
STEP BY STEP
As you explore your reverse mortgage options with Robison Home Loans, an experienced loan officer will serve as your guide throughout the entire loan process.
Only 182 Certified Reverse Mortgage Professionals in the US
We are educators first. So, feel free to “bug” us as much as you can without feeling any obligation. It is our jobs!
Richard Simpao, CRMP
Certified Reverse Mortgage Professional since 2014
CA-DRE #01791886 | NMLS #397136
Toll Free (877) 242-4326
Fax (619) 500-9310
Reverse Mortgage Professional since 2008
CA-DRE #00645154 | NMLS #883658
Reverse Mortgage Company San Diego
If you’re over 62 years old and you find yourself in need of financial assistance, consider going to a reverse mortgage company San Diego. Robison Home Loans is an excellent service provider that can help you explore your options on how to get additional aid without the need for tremendous cash outs. This method has been utilized by many homeowners who are in their golden ages as this is a safe and more convenient way to attend to their financial needs.
How Does a Reverse Mortgage Work?
You may be asking yourself, “How does this work and how is it different from a regular loan?” Our reverse mortgage company San Diego has you covered. If you’re at least 62 years old and you own a home that is clear of any loan, this may be a good option for you. That’s because you can utilize your home’s equity and convert it into cash. This means that the lender can give you a loan based on your property’s value and it’ll be carried over to your reverse mortgage. The best thing about it is that it cannot exceed your home’s value so it is totally dependent on your home’s equity.
Qualify for a Reverse Mortgage with Ease
Unlike other types of loans, qualifying for a reverse mortgage doesn’t have strict and comprehensive credit, income or health requirements. You can apply for it even if your home is not free and clear yet. In fact, some people even use it to fill in for an existing mortgage. You have the control where to use your money. A reverse mortgage company San Diego can walk you through the process of applying for one easily.
No Need for Huge Deposits
Since you are going to be getting the loan from lenders based on your home’s equity, you won’t need to deposit large sums for collateral. You just have to shoulder minor fees for appraisal and counseling and that’s it! Remember that as long as you have equity in your home, you can refinance with the help of a reverse mortgage company San Diego and keep using it for whatever you want. Get in touch with a reverse mortgage company San Diego today to learn more about kind of loan. The specialists at Robison Home Loans are always willing to go above and beyond to make sure you’re not left in the dark. Get in touch with us today.
CA-DRE #02067986 | NMLS #1712822
This information is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Robison Home Loans
4455 Murphy Canyon Rd, Suite 100-18
San Diego, CA 92123 877-242-4326
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